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Private Mortgage Insurance

Law Lets Homeowners with 20% Equity Apply to Cancel Private Mortgage Insurance A new federal law makes it easier for homeowners to cancel their private mortgage insurance (PMI) when it’s no longer needed and will keep thousands of Texas borrowers from paying unnecessary PMI premiums in the future. The Homeowners Protection Act of 1998, which

Poison Prevention

Poison Prevention: Have you checked your home? Parents, grandparents and all other caregivers can help prevent poisoning. The U.S. Consumer Product Safety Commission (CPSC) is spreading the work on how it’s done. Everyone should double-check for these poison prevention steps this week, says the CPSC:

Free Ride From The IRS

A section 1031 Tax-Deferred Exchange lets you do that in effect, deferring your capital gains tax What does investing in real estate have in common with the game of Monopoly? Winning at both requires acquiring the most valuable real estate by trading less desirable properties for more attractive ones. For real estate investors, it’s easier

Foundation Movement

Some suggestions for every homeowner’s nightmare Foundation – the mere word suggests stability, soundness, and permanence. Unfortunately, in homes, that is often not so. Foundations have a nasty habit of moving and it’s not always down In San Antonio, expansive clay soils, when wet, will actually expand and push a structure (even large, commercial structures!)

The Do-It-Yourself Myth

“If I do it myself, I can save money, get it done quicker and get it done right! Furthermore, I don’t have to deal with ‘those’ contractors who are never on time and always over budget.” This is the Holy Grail of the Do-It-Yourself (DIY) project. How much is real and how much is myth?