Miscellaneous

The winter holiday season is traditionally a festive and eventful time of year. Celebrations, family gatherings and visits from houseguests traditionally increase in number during the season. Statistics show that the incidents of home fires and electrical accidents also typically increase during the winter holiday season.

If you think something is worth money, chances are it isn’t. If you think something is worthless, there’s a possibility it may not be. Old magazines, postcards, and even vintage cereal boxes are among the items people think are worthless but can actually have value When downsizing, make sure you don’t get rid of valuable

What is phishing? Phishing is a when a hacker or other malicious person poses as a legitimate company on the Internet and asks for your personal or financial information. Online phishing is at an all-time high and will continue to rise as technology advances. It can seem frightening if you do not know how to

Many folks are time wasters. To be successful and happy, you must discipline yourself to work all the time you work.  The average employee works at about 50 percent of capacity.  Fully 80 percent of people working today are underemployed, in that their jobs do not really demand their full capacities. 

World events remind us that disasters can happen anywhere. There was a devastating tsunami, which affected several countries. Two hurricanes, Katrina and Rita, wiped out many thousands of homes and businesses. In the Southwest, major forest fires claimed thousands of acres and homes. Tornadoes and flooding took place in the Midwest. Every day of the