The Mortgage Professor has a great article about credit scores. Here’s a short example: How does one manage credit cards so as to generate the highest possible credit score? Avoid delinquent payments and maintain low utilization ratios. Delinquent payments reduce your score. Eliminating the delinquency does not restore your score to where it was, it
The Holiday Season is a hectic time of year – there is more traffic, crowds, activities, and pressure to spend money and charge credit cards. Keeping the happy in the holiday season can be a challenge for anyone. It helps to take the time to plan and prepare what you truly want to do so
Whether you are investing in the stock market, real property, or buying gold, there is a continual challenge of when and how to invest because of the fluctuations of current world events and economics. Buying and selling real estate can usually weather many changes. Although short-term turnovers in real estate can be profitable, investors normally
It is natural to want to obtain the highest rent possible when your property is vacant. A long vacancy can cause frustration, anxiety, and anger. However, holding out for more money can be more costly than you think. When this situation occurs, it is better to use a mathematical approach. Write down the expenditures for
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